I need some retail therapy in my life :)



February was such a rough month...I'm in desperate need of a get-away! I really need of some retail therapy in my life! I'm going out of town next week...and one of my main goals is to visit my favorite store H & M! I'm sooooo excited :) I am very aware of my budget and my money diet will be challenged on this trip however I am ready to put my self control to the test......think i can do it?  I keep telling myself I WILL NOT OVER SPEND, I WILL NOT OVER SPEND.....lol! J/K
My plan is to take a certain amount of spending money and that's all that I can spend :( I'm really not feeling this but I know this is what I have to do to stick with my goals :) Pray for me...I'm definitely going to need it!

H & M...Here i come :)

Saving money & Meal Planning



Soooo..... Ive been planning my meals to save money on buying fast food....and so far so good! I work a couple of jobs during the week & go to school so grabbing something quick & easy was ideal, but it was hurting my pockets. I believe its nearly impossible not to purchase fast food at all, with a hectic schedule like mine....but purchasing food multiple times a day was ridiculous. Every week I start my week off by meal planning meals for the first few days of the week....For example

Monday: Breakfast: at home

                                             Lunch: off-site lunch with team-purchase

       Dinner: at home

Tuesday: Breakfast at home

Lunch: bring from home

Dinner: At home

Wednesday: Breakfast at home

Lunch: Purchase

Dinner: at home

On the days that I have to purchase food, I always search for the most in-expensive way to eat. Here are some ways that help me...

 coupons (KC Star sunday's paper), dollar menus, microwaveable lean Cuisine meals, subway's $5 sandwich, HY-Vee salad bar

I hope this helps!

Hope for the best & prepare for the worst!

"Life is what happens to you, while you are busy making plans"-John Lennon



Hello All,

Ive been away for a while due to terrible circumstances, but all will be well in due time :)
 Any who,  I wanted talk about the importance of having life insurance! When I was kid I thought life insurance was only for older people....#epicfail! Life insurance is for EVERYONE!  Sometimes you never really know the importance of having something until it is desperately needed. Here is 3 reasons why life insurance is so important: 

1) Income Replacement

• If you are a working spouse, chances are your family relies on your income to pay bills. A life insurance policy can help to replace that income when you're gone.

2) Debt Payoff

• When you die, your family will still owe the debt you have. A life insurance policy can help them pay off that debt.

3) Funeral Expenses

• Funerals are expensive. Life insurance policies give your family a means of paying for your funeral that won't affect their budget.

PLEASE, if you are reading this and don't have life insurance set a goal this year to get some. There are some very in-expensive policies out there created for every one's income bracket so there is really no excuse not to have you & your family covered. Life is so un-predictable so its best to Hope for the best & prepare for the worst!